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We respect your privacy

Privacy Policy

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Privacy Policy

WHAT DOES Park Community Credit Union DO WITH YOUR PERSONAL INFORMATION?

WHY?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

WHAT?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • Account balances and payment history
  • Credit history and credit score

When you are no longer our customer, we continue to share your
information as described in this notice.

HOW?

All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information, the reasons Park Community Credit Union chooses to share and whether you can limit this sharing.

Reasons we can share your personal information

Does Park Community share?

Can you limit this sharing?

For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

YES

NO

For our marketing purposes — to offer our products and services to you

YES

NO

For joint marketing with other financial companies

YES

NO

For our affiliates’ everyday business purposes — information about your transactions and experiences

NO

We don’t share

For our affiliates’ everyday business purposes — information about your creditworthiness

NO

We don’t share

For our affiliates to market to you

NO

We don’t share

For our nonaffiliates to market to you

NO

We don’t share

QUESTIONS?

Call (800) 626-2870 or go to www.parkcommunity.com

Who we are

Who is providing this notice?

Park Community Credit Union

What we do

How does Park Community CU protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Park Community CU collect my personal information?

We collect your personal information, for example, when you

  • open an account or make a deposit
  • pay your bills or apply for a loan
  • use your debit or credit card

We also collect your personal information from others, such as credit bureau or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to
limit sharing.

Definitions

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Our joint marketing partners include insurance companies, an
    investment advisor and financial product or service marketing
    companies.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Park Community Credit Union does not share with nonaffiliates so
    they can market you.

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Park Community Credit Union has no affiliates.